Credited for the unemployed in Belgium

Credited for the unemployed in Belgium

Are you unemployed and have money problems? First thing, know that you are not alone since 50,000 Belgians were in the same situation as you, at the end of 2017. The good news is that the volume of unemployed in Belgium is steadily decreasing. Set up for people with low incomes, social credit is an option of credit absorption and / or mortgage credit that will allow you to buy a used car, replace your boiler, finance training and even to access the property even with modest incomes.

Finance your project as unemployed

Finance your project as unemployed

In today’s day and due to the fact that unemployment benefits have become degressive, an unemployed person alone no longer knows how to take out a mortgage 125 in order to buy his home . Before, it was enough to go through the social loan in the Walloon Region to be provided with a chance to benefit from an agreement for its loan application. This time is now over. On the other hand, an unemployed person can be taken over as a co-borrower in a case where the person who takes the main loan is an employee. We will obviously take into account his allowances as income from change.

The social loan has been put in place to help people with a minimum income in their unstable financial situation. For example, if you want to furnish your home urgently, you can call the Public Center for Social Action. You will pay a minimal interest rate (currently 2%) on a loan of up to 5 years and you receive assistance on the application path. This is how the bank can grant you a loan by being unemployed if you have a person who is a guarantor and has no previous credit history. it is recommended that this computer programmer should have sufficient income for his personal expenses but also to take over the credit responsibilities of the person taking the loan if it proves necessary.

How to get a bad loan

How to get a bad loan

Unemployment is a complicated scourge to fight and anyone can find themselves in this situation at some point in their lives. In action, with the various crises that can happen, no one is safe from economic redundancy. Unemployment is often a symbol of financial hardship and for different reasons, the unemployed may be forced to apply for a loan.

Unemployment is a complicated situation to be ensured, not only financially but also morally. Whatever the reason, one will have to find one that comes to survive it effectively. When over-indebtedness awaits you, because you live in the impossibility to repay the credits in progress and the credits, you must find an answer to face this insolvency problem. One of the recommended solutions for the unemployed is mortgage refinancing. Although it is aimed particularly at people with pleasant incomes, the unemployed can achieve this under certain conditions.

Some credits for the unemployed made talk about them badly, others for good. Be careful to choose your personal credit. Validated credits have been more helpful to creditors than debtors, but micro credit will have a better reputation (as an unemployed loan). Also pay attention to your debt ratio before making a loan. It is important to pay attention to one’s financial situation to avoid being stuck in the Bank of France and become a banking ban.

Second solution for a person who does not have to subscribe an unemployed credit, that to make play its real guarantee. This heritage property must be a property whose amount is generally equivalent to that of the credit requested. This solution gives the bank the opportunity to seize the property and sell it at auction if the customer can no longer meet his deadlines. A method especially infallible in case of credit affected. We have seen some ways to use for a job-free person, however, there are others.

Being in a situation of having to take credit for not payroll may not seem obvious. It is really difficult to obtain a favorable solution for granting credit in conventional banking institutions. However, there are solutions to receive funding. Not having payroll records does not suggest that you do not have access to credit.

Conclusion

 

Here’s another piece of advice: If you must borrow money while you are free from all work, negotiate with your lender. If your negotiations fail, call a broker or, failing that, a social worker. Give him the proof that the school did not accept your request. Communicate also the file which defines your situation of unemployed person. Your employee will take the steps for you. He will know how to do it.